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Senior Discounts in Ontario: 100+ Ways to Save Money

Aging brings new opportunities—not just for reflection and recreation, but for savings as well. Across Ontario, individuals aged 55, 60, or 65 and over can access a wide range of discounts that help lower the cost of everything from meals and medicine to education and entertainment. These senior-specific deals are available through national chains, local retailers, public services, and cultural institutions, offering practical support for those living on fixed incomes or simply seeking to make the most of their retirement years.

Whether you’re interested in catching a matinee, pursuing continuing education, or just saving on your weekly groceries, this guide organizes Ontario’s most notable senior discounts by category. As always, check with individual providers to confirm details, as availability and conditions can vary by location and time of year.

Always confirm eligibility and availability with each vendor, as offerings may vary by location.

Senior Discounts by Category
Restaurants  •  Grocery  •  Pharmacy
Shopping  •  Phone Plan  •  Transportation
Travel  •  Hotel  •  Car Rental
Education  •  Museum  •  Parks  •  Banking

🍝 Restaurant Discounts for Ontario Seniors

Ontario seniors can find a variety of dining discounts at major restaurant chains. These offers range from percentage discounts on menu items to special pricing on select days. While not every restaurant has a province-wide senior discount policy, many locations participate in senior-specific promotions or have dedicated menus for customers aged 55 and up.

  • A&W offers a 10% discount to customers aged 60 and over at some of their locations, allowing seniors to enjoy savings on their meals.
  • Arby’s provides a 10% discount to seniors 55 and older at certain locations, catering to the mature demographic with reduced prices.
  • Boston Pizza does not provide a discount specifically for seniors, maintaining standard pricing across their customer base.
  • Burger King offers discounted and sometimes free coffee, although the age requirement for this discount is not specifically stated.
  • Denny’s celebrates Seniors Day every Thursday by offering a 15% discount to customers aged 55 and over who dine between 2 PM and 10 PM.
  • IHOP has a special 55+ menu which features reduced prices on breakfast, lunch, and dinner meals, making it an attractive option for seniors.
  • McDonald’s does not have a uniform senior discount policy across all locations, but some outlets offer discounted or free coffee and other drinks to customers aged 55 and over.
  • Subway offers a 10% discount to seniors aged 60 and over, providing a price reduction on their fresh-made sandwiches.
  • Taco Bell gives seniors aged 65 and over a free drink and a discount of 5% or more on their meal order at participating locations.
  • Tim Hortons does not officially list a senior discount on their website, but many locations offer a 10% discount if seniors request it at the time of purchase.

🥬 Grocery Discounts for Ontario Seniors

Many grocery chains across Ontario offer seniors weekly or monthly discounts to help reduce the cost of essential shopping. These discounts can be particularly valuable for those on fixed incomes, with savings typically offered on designated days or through loyalty programs.

  • Bulk Barn provides a 15% discount to seniors aged 65 and over on Wednesdays. The store requires valid identification to avail of this discount, as noted on their website.
  • Costco does not offer any specific senior discount, maintaining uniform pricing for all members regardless of age.
  • Real Canadian Superstore also does not have a standardized senior discount policy, with promotional offerings varying by location.
  • M&M Food Market offers a 10% discount every Tuesday to seniors over 60 on all regular-priced items, available both in-store and online.
  • Save-On-Foods offers a 20% discount on the first Tuesday of each month at some locations, though it is important to note that this discount is available to all customers, not just seniors.
  • Sobey’s does not provide a uniform senior discount across all its locations, but some stores may designate specific days of the month as senior days, offering special discounts for senior shoppers

💊 Pharmacy Discounts for Ontario Seniors

Pharmacies in Ontario provide regular savings to seniors on non-prescription merchandise and everyday health essentials. These discounts, often tied to loyalty programs, help older adults reduce healthcare-related spending while managing chronic conditions and maintaining wellness.

  • Shoppers Drug Mart offers seniors a 20% discount every Thursday. Seniors can save on almost all regular-priced merchandise when they use a PC Optimum card, as part of their ongoing promotion which details can be found on their website.
  • Rexall allows customers aged 55 years and older to save 20% on regular-priced merchandise every Tuesday. This discount is available to those who have a Be Well™ rewards card. Further information is available on Rexall’s special promotions page.

🛒 Shopping Discounts for Ontario Seniors

From clothing to craft supplies, many retailers in Ontario extend regular discounts to seniors. These savings usually apply on specific days or with store loyalty membership, allowing older shoppers to access better deals on a wide range of household and personal items.

  • Carlton Cards offers a 10% discount to seniors aged 60 and over on all purchases, available every day.
  • Giant Tiger celebrates Senior Day on the first Monday of each month at some locations, where seniors aged 60 and over receive a 10% discount on their purchases before taxes.
  • HBC (Hudson’s Bay Company) extends a special Timeless Style Tuesday discount every Tuesday for seniors aged 55 or better who are registered in the HBC Rewards program. This discount is valid in-store for customers who have provided a valid email address during registration. More details can be found on their support page.
  • Home Depot does not offer a senior discount, as there is no policy advertised on their website regarding such a discount.
  • Home Hardware may offer senior discounts at some locations, but this varies by store. It’s advisable to contact the nearest Home Hardware to confirm their specific policy.
  • Michael’s provides a 10% discount for seniors aged 55 and over. This offer is subject to certain conditions and exclusions.
  • Pet Valu provides a 10% discount to seniors aged 60 and over on the last Thursday of every month. Additionally, seniors can benefit from signing up for the Pet Valu Rewards program to receive special offers and discounts. This ensures that senior pet owners can enjoy savings while caring for their pets.
  • Salvation Army Thrift Stores cherish their senior customers by offering a daily 10% discount at participating locations for guests aged 60 years and older. It’s important to note that this discount cannot be combined with any other promotional offer. More details can be found on their FAQ page.
  • Value Village offers a significant 30% discount to seniors aged 55 and over on Tuesdays.
  • Walmart Canada does not provide senior discounts at any of its locations.

📱 Phone Plan Discounts for Ontario Seniors

Telecommunications companies offer specially tailored mobile plans or credits to make connectivity more affordable for seniors. These programs typically feature simplified packages, lower costs, and accessibility benefits for older adults across Ontario.

  • Rogers offers a specific plan aimed at customers 55 and over, enhancing accessibility and affordability in their mobile services.
  • Bell provides monthly credits for select mobile rate plans to customers with accessibility needs. This initiative is part of Bell’s commitment to making communication more accessible for all.

🚌 Transportation Discounts for Ontario Seniors

Public transit systems across Ontario offer reduced fares or free rides on specific days for senior citizens. These transportation discounts help make travel more affordable and accessible, particularly for seniors who rely on transit for appointments and daily errands.

  • Go Transit provides seniors with a 55% discount on train and bus rides using a PRESTO card.
  • OC Transpo allows seniors aged 65+ free rides on buses and the O-Train on Wednesdays and Sundays.

✈️ Travel Discounts for Ontario Seniors

Although not universally offered, travel providers often feature senior-friendly rates or exclusive offers through partnerships with organizations like AARP. These deals include savings on rail travel, cruises, and select airlines, making leisure and family visits more budget-friendly for seniors.

  • Air Canada does not offer senior discounts; however, seniors can potentially find competitive  fares within the Star Alliance network by using Google Flights, taking advantage of flexible travel times.
  • Porter Airlines does not have senior discounts, but seniors can potentially find competitive fares to destinations like New York, Chicago, and Boston, taking advantage of flexible travel times.
  • WestJet does not provide senior discounts, but seniors can potentially find competitive fares through Google Flights, taking advantage of flexible travel times.
  • Via Rail offers senior discounts. To book, select your travel class and fare, then choose “Senior (65+)” as the traveler type.
  • Amtrak provides a 10% discount for travelers aged 65 and over on most rail fares.
  • Holland America Line operates a fleet of 11 ships, offering over 500 annual sailings across all seven continents, including destinations like Alaska, the Caribbean, Mexico, and Europe. AARP members can receive up to $200 in onboard credit per stateroom, depending on cruise length and stateroom selection.

🧳 Hotel Discounts for Ontario Seniors

Major hotel chains provide special senior rates or AARP member discounts to make overnight stays more affordable. These savings are widely available through direct bookings and include perks like late checkout, bonus rewards, and waived fees.

  • Best Western Hotels & Resorts provides AARP members a savings of 5% or more at over 4,000 hotels globally, across various Best Western brands. Members also earn an additional 10% bonus points per stay by joining Best Western Rewards® for AARP members.
  • Choice Hotels offers AARP members a 10% discount on stays at nearly 7,500 properties worldwide, encompassing a range of brands including Ascend Hotel Collection®, Cambria® Hotels, Clarion®, and many others within their extensive portfolio.
  • Hilton Hotels offers AARP members up to 10% off the best available rate. Benefits include late checkout until 2 p.m. when available, and additional perks for Hilton Honors members, including instant Silver status upon registration and maintaining that status with 2 stays within 6 months. Hilton’s portfolio includes high-end brands like Waldorf Astoria and budget-friendly options like Hampton by Hilton.
  • Marriott hotels also offer senior discounts, accessible through their website.
  • Motel 6 provides a 10% discount to AARP members on the best available rate, along with a late checkout option until 2 p.m., and pets stay free under specific terms.

🚗 Car Rental Discounts for Ontario Seniors

Car rental companies frequently offer seniors lower base rates or added benefits like free upgrades and additional drivers. These offers, often tied to AARP membership, can reduce the cost and hassle of renting a vehicle for trips or errands.

  • Avis offers AARP members up to 35% off base rates when selecting the Pay Now option at reservation, or up to 30% off with the Pay Later option at the pickup counter. Additional benefits include a 3% credit for future rentals, a free upgrade on compact through full-size car bookings (subject to availability), and an extra driver at no cost.
  • Budget provides similar benefits to AARP members, with up to 35% off base rates when choosing Pay Now, or up to 30% off with Pay Later. Members also enjoy a 3% credit toward future rentals, a free upgrade from compact through full-size classes (based on availability), and an additional driver without extra charges.
  • Enterprise does not offer AARP discounts but maintains competitive rates and various promotions.
  • Zipcar gives AARP members $20 off an annual membership and offers $40 in free driving credit to new members.

🎓 Education Discounts for Ontario Seniors

Ontario universities promote lifelong learning by offering tuition waivers or reduced fees for older students. These programs allow seniors to engage with post-secondary education for personal growth, skill development, or academic enrichment.

  • University of Toronto permits seniors aged 65 and over, enrolled in undergraduate Arts and Science programs, to seek an exemption from mandatory non-academic incidental fees.
  • University of Waterloo extends a Seniors Tuition Discount that covers the course tuition for individuals aged 65 or older on the first day of the term.
  • York University encourages lifelong learning for Canadian seniors or permanent residents with a tuition fee waiver for those aged 60 or older by May 1 for summer entry or September 1 for fall/winter entry. This waiver is restricted to one undergraduate and one graduate degree, limited to the level of tuition fees assigned to domestic, non-professional undergraduate arts, science, and other programs as defined by the Ministry’s guidelines.

🏛️ Museum Discounts for Ontario Seniors

Cultural institutions throughout Ontario recognize seniors with reduced admission fees. From history to art and science, these discounts encourage older adults to explore educational and heritage experiences at a lower cost.

  • Canada Agriculture and Food Museum offers a unique experience as a demonstration farm right in the city, connecting Canadians and visitors from around the world to agricultural science and technology. Senior discounts are available.
  • Canada Aviation and Space Museum presents a collection that narrates humanity’s ancient dream of flight and highlights the significant role Canadians have played in aviation and space exploration. Senior discounts are available.
  • Canadian Museum of History tells the comprehensive story of Canada, providing insights into the country’s past. Senior discounts are available.
  • Canadian Museum of Nature houses one of the world’s largest and most impressive natural history collections. Senior discounts are available.
  • Canadian Museum for Human Rights stands as the first museum solely dedicated to the evolution, celebration, and future of human rights. Senior discounts are available.
  • Canadian War Museum explores Canada’s military past and its profound impact on the country. Senior discounts are available.
  • National Gallery of Canada displays collections of historic and contemporary artworks that engage visitors of all ages. Senior discounts are available.
  • Bank of Canada Museum provides interactive exhibits and educational programs focusing on the role of economics and currency in Canada’s history with free admission for all visitors, including seniors.
  • Ottawa Art Gallery showcases a diverse range of historical and contemporary Canadian and international art with free admission for all visitors, not specifically offering senior discounts because entry is complimentary for everyone.
  • Art Gallery of Ontario (AGO) as one of Canada’s largest art museums, the AGO features a vast collection that spans from contemporary art to significant works from various periods and offers discounted admission for seniors.
  • Bata Shoe Museum explores the cultural and creative aspects of footwear through history and provides a discount on the admission fee for seniors.
  • Hockey Hall of Fame is a must-visit for sports enthusiasts, celebrating the history and legends of hockey with exhibits and memorabilia, and reduced admission prices for senior visitors.
  • Royal Ontario Museum (ROM) as one of North America’s largest museums, offers extensive collections in natural history, art, and culture from around the globe with a discounted rate for seniors on admission tickets.

🌳 Park Discounts for Ontario Seniors

Ontario and Canada’s national park systems provide reduced admission or day-use fees for seniors. These discounts promote outdoor recreation and encourage healthy, nature-based activities across provincial and federal parklands.

  • Parks Canada offers admission discounts for seniors at its national parks, historic sites, and marine conservation areas, helping seniors access and enjoy Canada’s natural beauty at a reduced cost.
  • Ontario Parks provides discounts on day-use fees for Ontario residents aged 65 and over, as well as for Ontario residents who possess a CNIB identity card. These discounts make it more accessible for seniors to enjoy the natural landscapes and recreational opportunities offered by Ontario Parks.

💵 Banking Discounts for Ontario Seniors

Banks in Ontario offer special account plans for seniors that waive or reduce fees on daily banking services. These senior accounts often include additional perks like free cheques, money orders, or safety deposit box discounts.

  • BMO offers clients aged 60 and over free banking on the Practical Plan chequing account, which includes up to 12 monthly transactions. Additionally, seniors receive discounts on all other chequing account plans.
  • CIBC provides clients 65 and older with a reduced monthly account fee and complimentary bank drafts and money orders.
  • RBC ensures that customers who are 60 and over do not pay a monthly fee on the Day-to-Day Banking account, which includes up to 12 transactions.
  • Scotiabank offers clients aged 60 and over lower monthly fees on all chequing accounts, including free banking on the Basic Bank account.
  • TD provides seniors aged 60 and over with a discount on all chequing account plans, free cheques, and a discount on the annual fee for a safety deposit box.

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