What is the Child Disability Benefit?
The Child Disability Benefit (CDB) is a tax-free monthly payment made to families in Canada who care for a child under 18 with a severe and prolonged impairment in physical or mental functions. This benefit is meant to provide additional financial assistance to address the unique challenges and expenses associated with raising a child with a disability.
The CDB, along with the broader CCB program, plays a crucial role in supporting Canadian families by helping to alleviate some of the financial pressures of caring for a child with significant disabilities. This allows families to focus more on providing the necessary care and less on the economic burden that may come with it.
Who can apply for the Child Disability Benefit?
To qualify for the Child Disability Benefit, the child must be eligible for the Disability Tax Credit (DTC), and the family must also be eligible for the Canada Child Benefit (CCB). The CDB is integrated with the CCB, and it is paid as a supplement to the families receiving CCB, who also qualify based on their adjusted family net income.
How much is the Child Disability Benefit?
The amount of the Child Disability Benefit can vary based on factors such as the family’s income and the number of children. The benefit is income-tested, meaning it decreases as family income increases, but it provides significant support to lower and middle-income families. Payments are generally made alongside the CCB in one monthly deposit.
Why and when was the Child Disability Benefit introduced?
The Child Disability Benefit (CDB) in Canada was introduced in 2003 as part of the enhancements to the Canada Child Tax Benefit program.